Credit Analyst

About the role

Alaya is seeking a Credit Analyst to support mortgage brokers in the Australian home‑loan market. You will assess loan applications, ensure compliance with lender policies, and help move files smoothly from assessment through settlement.

Key responsibilities

• Review client files and assess loan scenarios for accuracy and compliance.
• Prepare preliminary assessments, application forms, and verify that all lender requirements are met.
• Identify missing documents and coordinate with brokers, loan processing specialists, and lenders to resolve gaps.
• Maintain clear communication with internal stakeholders to ensure timely progression of files.
• Provide post‑submission and post‑settlement support as needed.

Required profile

• At least two years of experience in credit assessment or related financial analysis.
• Strong attention to detail and a commitment to compliance.
• Proactive problem‑solver who asks the right questions and seeks clarification when needed.
• Excellent written and verbal communication skills.
• Organised, dependable, and able to manage multiple priorities without sacrificing quality.

Required skills

What we offer

• Opportunity to work with a award‑winning team recognised for employee well‑being.
• Collaborative environment that values care, passion, and oneness.
• Professional development in credit assessment, lender policies, and the Australian home‑loan market.